Thursday, November 03, 2005

Is Bernstein right (on that one)?

On Raddr's forums (http://raddr-pages.com/forums/), I've read the following, from Bernstein, relating to early retirement (age 45 or before):

Further, with a time horizon that long, one has to face up to the reality that "merely" keeping up with inflation will seriously disadvantage him or her regarding wage earners, whose earnings will be increasing along with productivity increases.

I don't want to blindly believe that my plan to retire at 37 is feasible, for this reason, I let much place to doubt, questioning and criticism. I must say that I never seen things that way: yes, I planned to keep-up with inflation, but I didn't consider that other people will get "richer" with time. That is, my plan will allow me to have the same standard of living as today, but I could be unable to afford new technologies, products or reach higher living standards. How exactly is inflation calculated? For instance, if we compare the cost of living in 1950 with that of today. If one's income has been increasing along with inflation, does that mean he couldn't afford computers, a cell phone and internet access, since these were inexisting in 1950 and thus, not accounted through years as being part of inflation?

Anyone has anything to say about that?

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